There are a number of reasons why taxi hire insurance is important and we can start by saying it is the law. In the United Kingdom you are required by law to have insurance for any vehicle that is on the public highway. Driving a vehicle without insurance will mean that you will incur stiff penalties, possibly even jail. Another reason that taxi hire insurance policies are important is that they are there to protect you and your passengers. Should you ever be involved in an accident, then the taxi hire insurance policy that you have should cover you.
If there was an incident involving your passengers then the insurance policy should cover you. The reason that you have the insurance is to allow you to be fully protected against any incident that may occur. The correct policy for you is also important as you need to ensure that it protects you. You are able to look online for the policy that is best suited for your driving needs. Taxi hire insurance is also important to have as it also can cover your vehicle should you have a breakdown or a problem with your vehicle. Your vehicle is your livelihood so therefore it is wise to have a policy that means you can still work if your vehicle has to be fixed.
The policies that are in place are designed to cover you and it can not be stressed enough that you must have a policy. Taxi drivers have been known to have driven without insurance and had an accident that has bankrupted them. Some have even gone to jail because of a failure to recognize that a small fee paid each month would have covered them.
Taxi Hire Insurance is an essential thing to have for drivers who wish to work in the industry. Without it, you may put yourself at risk of a stiff penalty or worse. Therefore it is a must that you recognize the importance of these insurance policies that protect you.
| Insurer | Outstanding Features | Quote |
|---|---|---|
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Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. | Freephone Quoteline 0800 466 1989 |