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Insurance for Taxi Drivers

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Insurance is essential for all taxi drivers. Indeed, if you work for a taxi fleet then the owner is likely to check that you have it before you’re allowed to work, for the safety of not only you but for the safety of them as well. Not having insurance for taxi drivers is likely to see you unable to work, and as such you need to make sure that you have everything in order before you start.

Insurance for taxi drivers protects you while you work but it’s also vital for the protection of your passengers. You need to be prepared for all eventualities, and as such you’ll need to be insured for any accidents or legal issues that could arise. By having insurance for taxi drivers you’re completely covered and, with the right cover, so are your passengers, so you’ll be able to work with complete peace of mind.

If you work for a fleet then insurance for taxi drivers is even more important, as if you have an accident on the job then it won’t just be you that’s liable, but often the company that you work for as well. This means that you’ll have to make sure that you’ve got all of your insurance together before you apply for a position in the fleet as the owner will understandably want to make sure that they won’t be liable for any mishap.

You’ll often find that this type of insurance is a lot more expensive than insurance for drivers of regular cars, but unfortunately that’s the price that has to be paid to work in the private hire field. Statistics show that taxis are more likely to be involved in an accident, so as such the premiums will cost more to account for it.

As you can see, insurance for taxi drivers is an essential component that has to be sorted before you start work, and be prepared to have to show proof of this to the owner of the taxi fleet (if applicable). Insurance for taxi drivers covers you, the owner and your passengers, and enables you to work in complete confidence.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Cambridge Taxi Insurance

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Everyone wants to get the best deal from their Cambridge taxi insurance, and one of the ways to do that is to make sure you’ve got the right excess. However, you need to be realistic so you don’t come unstuck in the event of a claim, so it’s vital that you’ve got the right balance so you can get the best from your taxi insurance Cambridge.

Having an excess that’s too low is likely to see your Cambridge taxi insurance premiums skyrocket, and a lot of people prefer to have a higher excess to compensate. They don’t see the point in paying higher premiums just so they’ll have to pay less in the event of a claim, and in the long run they think having lower premiums will work out better.

However, it’s important to remember that taxis are fairly likely to be involved in an accident at one time or another, perhaps on their way to Cambridge University, with statistics showing that taxis have many more accidents than regular road vehicles. This is largely because they travel much further than normal vehicles, so would explain the increased probability of an accident.

This fact means that taxis will be more likely to make a claim on their insurance, so you need to make sure that you’ve got the balance right. There’s no point increasing your excess to make your Cambridge taxi insurance policies cheaper if you then can’t afford to pay that excess in the event of a claim, as that defeats the object entirely.

As you can see, it’s essential that you choose the right excess to go with your Cambridge taxi insurance policy. You need to be able to afford it, and that applies to both the monthly premiums and the excess you’ll have to pay in the event of a claim, so getting that balance just right will ensure that you’re getting the most from your Cambridge taxi insurance policy.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Hackney Taxi Insurance

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Hackney taxi insurance is essential for anyone who drives a hackney carriage. It’s a legal requirement to be properly insured before you can take to the streets with your taxi, and not having the proper insurance comes with several risks to you and your livelihood.

One of these risks is of course the legal aspect. Failure to have the proper hackney taxi insurance is an offence, and being caught without it will result in a criminal record. You’re likely to lose your license and even if you get it back will find it extremely difficult to work in the taxi field again.

Then let’s consider the financial aspect of driving a taxi without the proper insurance. If you do have an accident or breakdown you’ll be liable for all of the repair costs and any legal expenses yourself, and those costs can quickly mount up. And while you’re off the road you’ll also be unable to work, so without breakdown, replacement or claims assistance you’ll be seriously affecting your livelihood.

By not having hackney taxi insurance you’re not only putting yourself at risk, but also your passengers and even your boss. You and your fleet owner will have to take all responsibility for any issue that could arise, and no one will be too happy to realise that you’re not properly insured. This is why all regulated and licensed taxi firms, and indeed all local authorities, should check that you have the proper insurance in place before you’re allowed to work so always make sure that they ask.

With all of these inherent problems, driving without proper hackney taxi insurance is just not worth the risk. You’ll be liable for all costs, could get a criminal record and will find it almost impossible to work in the field again. Even if you do manage to secure a job in the future you’ll often find that your insurance premiums will be through the roof, so in the long run it’s much wiser to avoid the risks and get sufficient hackney taxi insurance before you even consider applying for work.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Chester Taxi Insurance

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Looking for Chester taxi insurance can often be a stressful business, but if you know what you’re doing it doesn’t have to be that way. Here are just a few ways to make searching for taxi insurance Chester as quick and easy as possible.

• Go online. The Internet is full of Chester taxi insurance companies and you’ll be able to get plenty of quotes incredibly quickly, often without even needing to contact the company personally. Just see if they’ve got the services you need, fill in a form and get a quote – it’s as simple as that.

• Always go for specialist Chester taxi insurance firms. They’ll understand what you’re looking for and you won’t find yourself frustrated with the lack of knowledge that you’ll probably get with regular car insurers. They’ll also be able to make sure you’ve got the extras you need such as breakdown assistance so you can get picked up after grinding to a halt at Chester Amphitheatre, for example.

• Use price comparison sites. Although you can search through various Chester taxi insurance companies on your own if you wish, price comparison sites are usually a much quicker way. They can compare several quotes in one go rather than you having to fill in different forms, so could save a great deal of time.

• Go to Chester taxi insurance brokers. Brokers are going to be able to give you a much wider selection of quotes than you could find on your own, largely because they have access to many more specialist Chester taxi insurance companies.

These are just a few ways that you can make searching for Chester taxi insurance as stress-free as possible, so make sure to bear them in mind and you’ll be able to get your ideal policy quickly and easily with the minimum of hassle.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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St Albans Taxi Insurance Deals

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Looking for St Albans taxi insurance can often seem daunting, and a lot of people simply don’t know where to start. But if you want to make sure that you’re getting the best taxi insurance St Albans possible, where can you look?

Arguably, the Internet would be the best place to find St Albans taxi insurance. Gone are the days where we have to spend hours searching through the phone book and calling up each company individually for a quote – now, we can just go online and find numerous potential companies there and then, each outlining their services so you know if they’re for you before you even have to get in touch.

A lot of the time, once you’ve found a few potential St Albans taxi insurance companies, you can just fill in a form and get an instant quote. But, it can be even easier than that if you use price comparison sites. Price comparison sites allow you to compare numerous quotes in one place, making the whole process a lot quicker and easier.

However, you might find that price comparison sites for taxi insurance are few and far between, and even then they may not be affiliated with a lot of the specialist St Albans taxi insurance firms, which is usually where you’ll find the best cover. If that’s the case, consult insurance brokers instead.

St Albans taxi insurance brokers will have access to plenty of specialist firms to give you a great selection of quotes, and they’ll often be able to give you advice on the type of cover and extras that you need, such as 24-hour breakdown assistance so you’re not stuck going to St Albans Cathedral.

So, the best place to look for St Albans taxi insurance is sure to be online, but if you don’t have the time to search yourself try out price comparison sites or online St Albans taxi insurance brokers to see if they can find just what you need.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Taxi Insurance Broker

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When finding taxi insurance, there are a number of avenues you can go down to get the best deal. You can search yourself by ringing round several companies, you can go online to do your research, or you can use a taxi insurance broker. In many cases, the final choice could be the best option.

A taxi insurance broker is trained in the art of finding the right insurance for you, and this is why many taxi drivers choose to go down this route. They’ll have a wealth of information they can impart and will be able to give you advice as well as cover, and will be able to help you make the best decision. This can be invaluable to new taxi drivers who may not know exactly what to look for in a policy, but by having a taxi insurance broker on their side they’ll be able to get all the cover they need.

A taxi insurance broker will have the facilities to search through a huge number of insurance policies, and will be able to do so much easier than you can on your own. There’s a distinct lack of taxi insurance comparison sites around at the moment, and as such searching for it yourself can be difficult and especially time consuming. That’s where taxi insurance brokers excel – they can get you a huge number of options quickly and easily, making it as easy as possible for you to get covered.

By going through a broker you’ll often be able to get the best price, as they’ll have access to a huge range of policies to choose from. And, if they’re good at their job they’ll often be able to get you special discounts that you won’t be able to find anywhere else, so you’ll save money as well as time.

As you can see, there are a number of advantages to using a taxi insurance broker to help find your taxi insurance. They’ll be able to get you a policy that has the best cover for the best price and will be able to give you all the help necessary, all much quicker than you could do on your own.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Lancster Taxi Insurance

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If you’re looking for Lancaster taxi insurance, it’s important that you get the best deal. A lot of people think they’ll get the best policy from regular car insurers, but in reality that often won’t give you the cover that you’re looking for. Going to a specialist firm for your taxi insurance Lancaster is a far better idea, and here’s why.

Going to a specialist Lancaster taxi insurance firm puts you in touch with the experts. Because they deal wholly in taxi insurance they’ll have all the experience necessary to give you exactly what you need, and can put that knowledge to good use.

They understand what’s involved in the taxi driving business, such as they know how important it is to get quick response times and 24-hour breakdown assistance, and they know that if you break down on the way back from Lancaster Castle you’ll want to be back on the road incredibly quickly. Because they understand these things they’ll be able to offer you much better cover with all the extras you could need to make sure that you’re as successful as possible in your job.

They’ll also be able to give you advice, and will often be able to tailor your policy to your exact requirements. If you’re new to the field they’ll help you to decide what level of cover you need, and will usually be able to offer better rates than you could get from larger firms.

As you can see, it really is important to get your insurance through a specialist Lancaster taxi insurance company. They’ll be able to give you personal attention and will have all the experience required to give you just what you’re looking for, and will be able to help if you need pointing in the right direction. So, make sure that you’re getting the best cover, price and extras possible by always choosing specialist firms for all of your Lancaster taxi insurance needs.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Insurance for Taxi Drivers

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Insurance for taxis is essential for all taxi drivers. There’s no getting out of buying it – it’s a legal requirement and you’ll have to get some before you start to work. But what are the problems of failing to get insurance for taxi drivers? Here are just a few of them.

By failing to get the proper taxi insurance you’re breaking the law, and if you’re caught you’re likely to get a criminal record and will lose your license. Even if you manage to get it back, you’ll find it particularly difficult to work in the taxi field again as you’ll have ruined your reputation. And, if you are offered a job, your future insurance premiums are likely to be especially high to account for your previous misdemeanour.

Then there are the financial problems of not getting insurance for taxi drivers. If you suffer from a breakdown or get caught up in an accident then you’ll be completely liable for all repairs and other associated costs, and will have to pay for everything out of your own pocket. This is bound to cost far more than simply paying your insurance premiums in the first place, and you’ll not only be out of pocket but also out of a job so your financial prospects will continue to suffer.

By not getting the proper taxi insurance you’ll find it extremely difficult to find work in the taxi field, as all licensed cab firms and local authorities will need to see proof of your insurance before you’re allowed to work. Save the embarrassment by getting the right insurance before you even consider applying for a job.

As you can see, buying the proper insurance for taxi drivers is essential and will save you a lot of money and embarrassment in the long run. Although the premiums can sometimes be expensive that’s nothing compared to the expense of being fined, of having to pay for a claim yourself and for losing your job, so avoid the hassle and make sure you buy the proper insurance for taxi drivers before you begin work.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Taxi Insurance Northern Ireland

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When looking for taxi insurance Northern Ireland, there are a number of ways that you can go. There’s a huge selection of taxi insurance companies and websites out there that are based in Northern Ireland, so here are just a few of them to give you an idea of what’s available

Crumlin Insurance Partnership (CIP)

Crumlin Insurance Partnership is an insurance broker that specialises in a number of different insurance options, and has a taxi insurance department that offers great cover for you and your taxi. It offers competitive rates with no claims discounts, legal expenses cover and 24 hour breakdown and emergency cover, as well as being able to offer policies to new drivers and even to drivers with convictions, although it will only insure drivers over the age of 22

Hughes Insurance

Hughes Insurance offers cover for all types of private hire vehicles from black cabs to fleets, and is able to insure all drivers including new drivers and start up businesses. They can offer monthly repayment options in many cases and breakdown cover is usually included in the price of your policy, with pick ups being available to make sure you’re not stranded

Quinn Direct

Quinn Direct has a great range of benefits with its taxi insurance, including third party extension, free breakdown cover, optional windscreen cover and even cover for medical and hotel expenses for you and your passengers in the comprehensive option. They can provide monthly repayment options, a courtesy car, loss of keys cover and even personal accident cover, truly making sure that you’re completely covered for all eventualities

These are just a few of the taxi insurance Northern Ireland options available, and as you can see there are a lot of things you need to consider and look for. Always compare a few companies before you make your decision to see what they can offer you, and make sure to consider all of the extras that can be provided that can make your life easier. Above all, do your research and you’ll be able to make the right decision.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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Best Value Newport Taxi Insurance

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Searching for Newport taxi insurance can be a costly business, and in the current economic climate everyone wants to make sure that they’re getting the most from their money. So what can you do to make sure that your taxi insurance Newport offers you the best value for money possible?

Well, for starters, you need to compare a few quotes. It’s no good going for the first Newport taxi insurance quote you come across, nor is it a good idea to simply renew your policy without having a look around, as if you do that then you can never be sure that you’ve got the best deal. Each company will offer something different, so you want to make sure that you’re getting as much as you can from your policy.

Remember that it’s always a good idea to go for specialist Newport taxi insurance firms as opposed to larger insurers, as they’ll have the experience needed to give you the policy that perfectly matches your requirements. They’ll understand that if you break down on the Transporter Bridge you need to be picked up as soon as possible, so they’ll make sure that you’ve got everything that you need. You’ll also be able to get great value for money from these companies too, so never overlook them just because they’re smaller.

Although you need a lot of added extras that come with Newport taxi insurance, if you really want the best value it would be wise to cut back on those that aren’t absolutely essential. This will result in lower premiums, and you could also try increasing your excess to have the same effect, but remember to be realistic with what you can afford.

These are just a few things you can do to make sure that you’re getting the best value for money from your Newport taxi insurance. Above all, you need to shop around, as that’s the only way you can be sure that you’re getting the right Newport taxi insurance for the right price.

Insurer Outstanding Features Quote
Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. Freephone Quoteline 0800 466 1989

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