We all want to get the best we can from our purchases, and the same can certainly be said when it comes to hackney insurance. Not only do you need to get the best deals but you want to ensure that you’re making the most of it so those premiums don’t go to waste, but just how can you go about doing that?
Of course, you don’t want to make a claim unless absolutely necessary, but you can still make your insurance policy work for you. It’s a great idea to see what added extras can be included because you never know when things will come in handy – breakdown assistance should always be considered as paying for it separately can be quite pricey, and because you’ll be on the road for such a long time you should never overlook the possibility of breaking down.
You’ll probably want to see about getting replacement vehicle cover too, giving you total peace of mind that you won’t lose out on business should your cab be off the road. Think about other extras that can be included as well such as windscreen cover (again, this can come in very handy, particularly as chipped windscreens will be more likely the more time you spend on the road) and anything else that could be useful, because although your premiums might increase slightly the benefits you’re getting will far outweigh the cost.
But, to really get the best from your hackney insurance, you need to see if it can save you some cash. Make sure to compare all the available options before you settle on your quote, and always see if you can get any added extras as standard. One of the best pieces of advice is to haggle – insurers are in competition for your business, and if you pit them against each other you’ll soon get their prices down a bit. Never take the price you’re quoted as their best offer because there’s bound to be some leeway, and if you make sure you’re getting a top level of protection whilst saving money you’ll easily be getting the best from your insurance policy.