Chauffeur insurance is very important for drivers of limousines and other vehicles that are used for things such as weddings and funerals. When we hear the word chauffeur we immediately think of movie stars turning up at the red carpet for the Oscars with bright lights and glitz. In actual fact a chauffeur is a driver that has been hired to transport persons around in transport. The use of a vehicle in the equation therefore requires that the driver has insurance.
Chauffeur insurance is generally less expensive than other types as the vehicle is not used as often as a taxi. However, it is law that all vehicles that are on the public highway must have insurance. This means that any person wishing to be a chauffeur needs to have the correct documents for that vehicle as well. There are also a number of other drivers that are chauffeurs and that is drivers hired to drive airport transfers, business trips and any vehicle that has been pre booked. They are all required to have insurance to be able to drive protected by the law.
It is very important that chauffeur insurance doesn’t get confused with taxi insurance. The common misconception is that they are the same. This leads to confusion among drivers and they do not realize that they are not fully protected and need change their policy. When looking online for this type of insurance it is important to fully research which policy suits you the best. It is also very easy to surf the web and look for the best policy available for you and this will help you to decide. There is also the question of the price. In general this type of insurance is cheaper than taxi insurance but it is still wise to look around the different websites to see the prices.
Therefore, before you buy chauffeur insurance it is important that you fully understand if it is the right policy for you so that you are fully protected within the law.
| Insurer | Outstanding Features | Quote |
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Private and public hire vehicles single or fleet cover, Bonus earning schemes available, 3, 6 and 12 month policies, Flexible Payment Options, Cover available nationwide, Minibuses, MPV and coach cover. £100 cashback or free breakdown for new customers! Terms and Conditions may apply. | Freephone Quoteline 0800 466 1989 |